Layered Banana Pudding Delight

Section: Sweet Treats to Satisfy Your Cravings

This Southern favorite features layers of smooth vanilla pudding, luscious whipped topping, sweet Nilla wafers, and fresh bananas. Cream cheese adds rich creaminess, making each bite balanced with sweet fruit and cookie crunch. Quick to assemble, it's chilled until the flavors meld, offering a classic dessert that’s perfect for gatherings. Serve topped with extra bananas and wafers for a crowd-pleasing finish.

A woman cooking in a kitchen.
Created By Sarah Lynn
Updated on Mon, 03 Nov 2025 18:11:55 GMT
A slice of layered banana pudding. Highlight
A slice of layered banana pudding. | satisfymeals.com

This layered banana pudding delivers a dreamy taste of nostalgia and comfort in every spoonful. Lush creamy layers of pudding and tangy cream cheese meet ripe bananas and cookie wafers to create a crowd pleasing Southern classic you can make fast with everyday ingredients. Whether for potlucks celebrations or a sweet treat at home this dessert always disappears quickly.

I first made this banana pudding for my neighbor's block party when I needed something simple but impressive. It vanished before anything else on the dessert table and people still ask for the recipe.

Gather Your Ingredients

  • Cream cheese: Eight ounce block softened to room temperature makes the pudding extra creamy and adds subtle tang choose full fat for richest flavor
  • Sweetened condensed milk: Fourteen ounce can brings sweetness and silkiness opt for well known brands for best texture
  • Instant vanilla pudding mix: Five ounce package thickens fast and adds comforting vanilla notes check that it is instant not cook and serve
  • Milk: Two cups helps the pudding set properly use whole milk for extra richness
  • Vanilla extract: Two teaspoons brightens every bite use pure vanilla extract for deepest aroma
  • Cool Whip: Eight ounce tub thawed whipped topping gives fluffy softness let it fully thaw for easy mixing
  • Nilla Wafers: Twelve ounce box add buttery crunch and classic texture look for cookies with a golden hue and crisp texture
  • Bananas: Five to seven peeled and sliced into coins provide fruity flavor and natural sweetness select perfectly yellow bananas with light speckling for best results

How to Make It

Soften and Whip Cream Cheese:
Beat cream cheese in a large bowl with an electric mixer on medium speed. You want it perfectly smooth and fluffy so start with room temperature cream cheese and beat for about three minutes. Scrape the bowl as needed to avoid any lumps
Mix Pudding Base:
Add the sweetened condensed milk instant vanilla pudding mix milk and vanilla extract to the cream cheese. Mix until more than combined you want to blend until the mixture is ultra smooth and thick. Take care not to leave any pockets of cream cheese
Fold in Whipped Topping:
With a spatula stir in half the Cool Whip whipped topping gently. This keeps the base light and airy and makes layering easier
Layer Cookies and Bananas:
Arrange a single layer of Nilla Wafers along the bottom of a nine by thirteen baking dish. Layer half the banana slices evenly over the cookies. The cookies will absorb moisture and soften so spread them fully for the best bite
Add Pudding Mixture:
Spoon half the pudding mixture over the bananas smoothing to the edges. Add another layer of Nilla Wafers and remaining bananas then top with the rest of the pudding. This two step layering gives both a creamy texture and cookie crunch in every serving
Chill and Set:
Cover the dish with plastic wrap and refrigerate for at least four hours or overnight. This lets the flavors meld and the pudding firm up for easy scooping
Finish and Serve:
Just before serving garnish with extra Nilla Wafers and fresh banana slices. This adds an extra pretty look and the wafers stay crisp
A slice of cake with white frosting and orange sprinkles.
A slice of cake with white frosting and orange sprinkles. | satisfymeals.com

One of my favorite parts about this banana pudding is how the cookies take on a cake like softness yet there is always that one crispy bit right on top. My grandma taught me to layer extra wafers on the bottom so every scoop has both creamy and crunchy layers. This recipe reminds me so much of summer picnics at her house.

Flavor Boosters

If you cannot find instant vanilla pudding try French vanilla or banana instant pudding for variety in flavor. Homemade whipped cream can substitute for Cool Whip but do not over whip or the texture will not be as light. For a gluten free version use gluten free vanilla cookies.

Serving Suggestions

Serve in individual cups for parties or layer in small mason jars for easy grab and go desserts. Topping with a few chopped pecans or a dusting of cinnamon can add another special touch. For a holiday brunch this pudding pairs perfectly with fresh berries on the side.

Creative Twists

In summer use extra ripe bananas for a sweeter flavor or add a layer of macerated strawberries. In fall try spiced vanilla pudding and a sprinkle of nutmeg on top. For a spring tea party small scoops of lemon curd can brighten the layers.

A white cake with bananas and nuts on top.
A white cake with bananas and nuts on top. | satisfymeals.com

Garnish with fresh bananas right before serving to keep their color. For a decorative touch line Nilla Wafers standing up along the sides of the dish.

Common Questions About the Recipe

→ How do I keep bananas from darkening?

Slicing bananas just before layering and covering tightly helps slow browning. You can also lightly brush slices with lemon juice for extra protection.

→ Can I use homemade whipped cream instead of whipped topping?

Yes, freshly whipped cream can be substituted and will add a natural flavor. Ensure it's well whipped to maintain the dessert's texture.

→ Is it possible to prepare this dessert ahead?

Absolutely! Prepare and chill for at least 4 hours or overnight for best flavor. Add banana slices on top only before serving.

→ What can I use instead of Nilla wafers?

Vanilla cookies or shortbread cookies work well in place of Nilla wafers, providing a similar texture and taste.

→ How long will leftovers keep in the fridge?

Leftovers last up to 2 days refrigerated. The bananas may darken, but the dessert remains delicious and safe to eat.

Layered Banana Pudding Dessert

Creamy layered pudding, bananas, and vanilla wafers create a classic, crowd-pleasing Southern-style treat.

Preparation Time
30 minutes
Time to Cook
~
Overall Time
30 minutes
Created By: Sarah Lynn

Type of Recipe: Desserts

Level of Difficulty: Simple to Make

Cuisine Category: American

Makes: 12 Portions (One 9x13 inch dish)

Dietary Options: Vegetarian Option

Ingredients List

→ Filling

Ingredient 01 8 ounces cream cheese, softened to room temperature
Ingredient 02 14 ounces sweetened condensed milk
Ingredient 03 5 ounces instant vanilla pudding mix
Ingredient 04 2 cups whole milk
Ingredient 05 2 teaspoons vanilla extract
Ingredient 06 8 ounces whipped topping, thawed

→ Assembly

Ingredient 07 12 ounces vanilla wafer cookies
Ingredient 08 5 to 7 bananas, peeled and sliced into coins

How to Make It

Step 01

In a large mixing bowl, beat softened cream cheese with an electric mixer on medium speed until smooth and fluffy.

Step 02

Incorporate sweetened condensed milk, instant vanilla pudding mix, milk, and vanilla extract into the cream cheese. Blend until the mixture is fully combined and smooth.

Step 03

Gently fold in half of the whipped topping until evenly incorporated.

Step 04

Arrange a single layer of vanilla wafer cookies along the bottom of a 9 by 13 inch baking dish. Distribute half of the sliced bananas evenly over the cookies.

Step 05

Spoon half of the prepared pudding mixture evenly over the bananas. Add another layer of vanilla wafer cookies and remaining banana slices.

Step 06

Spread the remaining pudding mixture as the final layer, ensuring coverage of all bananas.

Step 07

Cover the dish and refrigerate for at least 4 hours or overnight to fully set.

Step 08

Before serving, garnish with additional vanilla wafer cookies and banana slices if desired.

Extra Information

  1. For optimal flavor and texture, allow the dessert to chill for several hours. Note that bananas may darken over time but remain safe for consumption.

Essential Tools

  • Electric mixer
  • Mixing bowls
  • Spatula
  • 9 by 13 inch baking dish
  • Measuring cups and spoons
  • Plastic wrap or lid for covering

Allergen Details

Always verify the ingredients for potential allergens and consult your doctor if needed.
  • Contains milk, eggs, wheat, and soy.

Nutritional Info (Per Serving)

This info should only be used for general guidance and isn’t meant to replace professional medical advice.
  • Calorie Count: 90
  • Fat Content: 2 grams
  • Carbohydrate Content: 15 grams
  • Protein Content: 5 grams